Financing with Our Dealership

Buick GMC of Murfreesboro works with a network of lenders to find auto loan and lease options for new Buick, GMC, and pre-owned vehicles. Our finance team can walk you through both options, explain the differences, and help structure a deal that fits your budget. You can get started with our online finance application before visiting the dealership.
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Should You Lease Your New Buick GMC of Murfreesboro Vehicle?

Leasing is worth considering for drivers who prefer lower monthly payments and like the option to move to a newer model every few years. At the end of the lease term, you can return the vehicle, purchase it outright, or lease or buy something new.

Benefits of Financing

Financing tends to make more sense for drivers who plan to keep the vehicle long term. With a loan, you build equity over time, there are no mileage limits, and you own the vehicle outright at the end. Our finance team can help structure a loan term that fits your monthly budget.

Flexible Credit Options

Our finance team regularly works with buyers across a range of credit situations, including first-time buyers and those who are rebuilding. Current Buick and GMC incentives and dealer offers are posted on the site and updated monthly. It is worth checking what is available before you visit since offers can change.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

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  1. Buick GMC of Murfreesboro

    960 JOHN R RICE BLVD
    MURFREESBORO, TN 37129

    • Sales: (615) 410-9153
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Get in Touch

  • Contact our Sales Department at: (615) 410-9153
  • Monday8:00 am - 8:00 pm
  • Tuesday8:00 am - 8:00 pm
  • Wednesday8:00 am - 8:00 pm
  • Thursday8:00 am - 8:00 pm
  • Friday8:00 am - 8:00 pm
  • Saturday8:00 am - 8:00 pm
  • Sunday12:00 pm - 5:00 pm

Find answers to common Buick and GMC financing and leasing questions at Buick GMC of Murfreesboro, including online financing, pre-qualification, credit considerations, estimated payments, trade-ins, current offers, lease-return information, and vehicle protection options for Murfreesboro and Middle Tennessee shoppers.

Can I apply for Buick or GMC financing online before visiting?+
Yes. You can complete Buick GMC of Murfreesboro's secure online finance application before visiting. The finance team works on loan and lease options for new Buick and GMC vehicles as well as pre-owned vehicles, with approval and terms depending on your individual application and the programs available.
Can I get pre-qualified for financing without affecting my credit score?+
Yes. Buick GMC of Murfreesboro offers a Capital One pre-qualification tool that the dealership identifies as having no impact on your credit score. You can use it to explore pre-qualification before deciding whether to complete a full finance application.
Can I apply for financing if I'm a first-time buyer or rebuilding credit?+
Yes. Buick GMC of Murfreesboro specifically says its finance team works with buyers across a range of credit situations, including first-time buyers and people rebuilding credit. Approval, rates, down payment requirements, payments, and other terms still depend on your application, vehicle, lender, and available programs.
What affects my monthly vehicle payment?+
Your vehicle price, amount financed, down payment, trade-in value, interest rate, loan term, taxes, fees, and any optional products included in the transaction can affect your monthly payment. Buick GMC of Murfreesboro's Customize Your Payment tool lets you explore estimated payment scenarios before you finalize a transaction, while the final payment depends on your approved terms.
Should I lease or finance my next Buick or GMC?+
The better fit depends on how long you plan to keep the vehicle and how you expect to use it. Leasing can work well for shoppers who prefer changing vehicles every few years and are comfortable with mileage, condition, and lease-end requirements. Financing builds equity over time, has no lease mileage limits, and leads to ownership after the loan is paid. If you currently lease a Buick or GMC, you can also review the dealership's lease-return information to see what options are available when your lease ends.
Can I trade in my current vehicle and use its value toward a purchase or lease?+
Yes. You can use Buick GMC of Murfreesboro's Instant Cash Offer tool to start the appraisal process online. After the vehicle is reviewed, the dealership can explain the final value and how it can be handled as part of your specific purchase or lease.
Where can I find current Buick and GMC finance offers?+
Check Buick GMC of Murfreesboro's current incentives and offers page. You can filter the available programs by Buick or GMC and by offer type, including finance offers. Because incentives, eligibility, and program terms can change, review the current details for the vehicle you are considering.
What vehicle protection products are available?+
Buick GMC of Murfreesboro lists optional First Mile vehicle protection products including vehicle service contracts, road hazard and tire coverage, Guaranteed Asset Protection (GAP), prepaid maintenance, appearance protection, paintless dent repair, and cosmetic wheel coverage. Products may be purchased individually or bundled, while eligibility, coverage, exclusions, and other contract terms depend on the individual product and vehicle.